(KINS) Kingstone Companies

- Kingstone Companies achieved record-setting premiums and a 40% growth rate in its core personal lines business during Q3 2024, attributed to the exit of two competitors in New York, providing a significant growth opportunity.

- The Select product, a key offering, has shown a more than 20% lower reported frequency compared to legacy products, indicating strong risk selection and underwriting practices.

- Kingstone's strategic move to reduce debt, coupled with a robust capital management strategy, positions the company to focus on maximizing earnings and shareholder value in the future.