NASDAQ:FGBI   First Guaranty Bancshares, Inc.
First Guaranty Bancshares, Inc. offers personalized commercial banking services to businesses, professionals and individuals. It provides a variety of deposit products, including personal and business checking and savings accounts, time deposits, money market accounts and negotiable order of withdrawal accounts. The Bank also offers other services including personal and commercial credit cards, remote deposit capture, safe deposit boxes, official checks, traveller's checks, Internet banking, online bill pay, mobile banking and lockbox services. First Guaranty Bancshares, Inc. is based in Hammond, Louisiana.

REWARDS
Trading at 37.2% below our estimate of its fair value

Earnings are forecast to grow 4.26% per year

Earnings grew by 8.8% over the past year

Pays a high and reliable dividend of 5.33%

RISK ANALYSIS
Highly volatile share price over past 3 months

Lord MEDZ
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