*Disclaimer 1) This is for educational purposes only and not financial advice. (blah blah blah) 2) I would really appreciate if you left a comment and some feedback if you like this post. 3) If you disagree with me, let me know what I'm overlooking. It's not about being right or wrong; it's more about creating a helpful and open discussion. 4) I like posting my ideas to keep myself accountable and try to get better about TA for myself. Finding it better to publish rather than cycling through constant personal charts.