What is next? doesn't take a Gypsy to see that happen, yet, takes balls to hold a position till that happen. when you have unlimited supply of money at 0% - inflation is hard to avoid, then you raise interest to fight it, for banks all long term fix rate securities they bought at 0% , now have much less market value, and sitting at loses, would they admit it if they don't have to? never! if Fed is planning to see more unemployed people, the run on deposits is inevitable, do you print more money? then what to do with inflation ? higher interest rates ? Wait to See how there be no more real estate buyers at today's prices at all!